What is shared ownership?
Shared ownership is a national scheme that helps you to buy your dream home! Start by buying between 10% and 75% of your home and paying an affordable rent on the rest. Buy more when you can. This means a smaller deposit, smaller mortgage repayments and the flexibility to increase your shares whenever you're ready.
You could be eligible for shared ownership if you:
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have a household income of under £80,000;
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own no other property in the UK or overseas;
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have a good credit history and can afford the cost and regular payments involved in buying a home; and
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have savings of at least 5-10% deposit on the share of the property that you are buying.
Shared ownership means:
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your monthly repayments could be less than renting privately;
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the deposit required is smaller as you are only buying a share of the property;
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you can purchase further shares (known as staircasing) in the property until you own it outright (in most cases);
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you are able to take the first step onto the property ladder.
Shared ownership does not mean:
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living with a stranger;
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you can't sell your home;
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living in an undesirable area; or
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you can't make your house your own.
Our developments
We have a range of beautiful shared ownership developments across Yorkshire.
Ready to find your dream home?
Use our Property Search to see all our homes.
Our pre-loved homes
We have a lovely range of pre-loved homes available for resale across Yorkshire.
